Tru-Worth Finsultants has been started with a motto to provide customised & suitable planned solutions in areas of Personal Finance considering the Risk Profile, Age & Life phase, Short Term & Long Term needs / requirements for the clients.
Personal Finance includes anything to do financially for an individual or his family like Investments, Insurance, deployment of Surplus, taking or pre-paying Loans, achieving Goals like buying home, going for foreign tours or even take up something desired, etc.
Tivesh Shah a Certified Financial Planner CM, the Founder, has an extensive experience as a Financial Planner - having created 150+ financial plans for Indians as well as NRI clients across income spectrum, age & life phases – start of career, start of family, mid-life, pre & post-retirement and advising clients based on needs in matters of personal finance, during his service at a well-known 11 year old specialist firm in Financial Planning & Wealth Management, in India.
He has given lectures on subjects in the Certified Financial Planner course of FPSB India, at couple of Education Providers.
Prior to his CFP CM, he was handling operations, especially financial matters in his family business.
Apart from the CFP course, he has done M.Tech in Chemical Engg and also given lectures for a subject of Chemical Engg. for BioTechnology students during his M. Tech course for one semester.
His expertise lies in creating strategies on goal positioning, cashflows, advisory on various areas of personal finance.
We provide Guidance, Counselling & Advice to clients in the Personal Finance areas like Investments, Insurance, Loans and other general need based things as follows:
We do verification of the current portfolio in terms of
We do analysis of current insurance policies and
Goal based general advice
We provide guidance & advice on specific goal based
We also conduct seminars / training programs for societies, colleges, corporates or a group of
people in Personal Finance matters & Financial Planning.
We also do back-end working for distributors and practising Financial Planners.
Reasons to Choose Us
A proper, well-informed step taken in money matters, in consultation with professionals like us, can save you from getting into wrong products and thereby losing money & opportunity to allow your money work better for you.
Tru-Worth Finsultants is a start-up firm in the field of Personal Finance & Advisory based on the following qualities –
a) Focus on keeping Clients interest first, while providing guidance & suggestions b) Focus on personalised services c) Focus on building Long term Client relationships d) Experience in guiding & providing better options on various client situations e) Established Process to ensure proper client servicing f) Always honest to clients
“Establishing Financial Planning & Advisory as a recognised Profession through the promotion of excellence in the personal finance field for the benefit of all”
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We do verification of the current portfolio in terms of asset allocation and suggest changes as per requirement & also provide suggestions on deployment of surplus generated from regular income, generation of passive income from the portfolio, etc.
We also guide & assist in creating a suitable portfolio consisting of Debt products like FDs, Bonds, Debt Mutual Funds, PPF, etc.; Equity products like Equity shares, Equity Mutual Funds; Real Estate – Commercial, Residential or Land; Bullion – Gold, Silver, etc. depending on Risk Profile, Age & Life phase and Short to Long Term needs.
We do analysis of current insurance policies and suggest actions based on suitability of the products w.r.t. your future cashflows / needs. Life insurance – we verify whether the cover is enough, are the policies good enough to continue; Medical insurance – whether to have individual or floater cover policies, whether any top-up is required; whether any specific cover is required?
Goal based general advice:-
We provide guidance & advice on specific goal based needs like pre-payment of loans in consideration with short term goals, to accumulate corpus for a foreign trip or downpayment for property purchase or a car purchase in short to medium term, etc.